If you have health insurance that offers coverage for behavioral health treatment, there are laws that are designed to protect you from unfair coverage when you seek treatment. If you or someone close to you has been denied coverage for behavioral health services, your rights may have been violated. Understanding these laws, insurance plans, and how to take action can be very complicated. This site attempts to simplify some of this information, but you still may need help getting the care you deserve.

Select your state in the box at the bottom of the page to find information for organizations and government agencies that can help you. Every state has a regulatory agency that can help you if your insurance company has unfairly limited your access to treatment. Some states also have additional organizations that can help you understand if you have experienced a parity violation and take further action. Please contact the state regulatory agency or agencies if you think your rights have been violated but there is no support organization listed for your state.

Dislcaimer: These organizations were selected because of their outstanding work on this issue, or because they are a state agency responsible for regulating parity law compliance. Financial or proprietary interests did not factor into the selection of these organizations. Being listed on this site does not necessarily guarantee that any organization will be able to give you further assistance.

Consumer Solutions

Learn more about the Appeals Process

Consumer Solutions

Get support in your state:

The Parity Implementation Coalition

  • info[at]mentalhealthparitywatch.org
  • 866-882-6227

Alabama Department of Insurance

Alaska Division of Insurance

Arizona Department of Insurance

Arkansas Insurance Department

California Department of Insurance

California Department of Managed Health Care

Psych Appeal

  • 8560 Sunset Boulevard Suite 500 West Hollywood, CA 90069
  • Psych Appeal Website
  • info[at]psych-appeal.com
  • (310) 598-3690

Colorado Department of Regulatory Agencies- Division of Insurance

Connecticut Insurance Department

Office of the Healthcare Advocate

Delaware Department of Insurance

Florida Office of Insurance Regulation

Office of Insurance and Safety Fire Commissioner

Hawaii Department of Commerce and Consumer Affairs

Idaho Department of Insurance

Illinois Department of Insurance

Indiana Department of Insurance

Angel Robinson: Iowa Insurance Consumer Advocate

Iowa Insurance Division

Kansas Insurance Department

Kentucky Department of Insurance

Louisiana Department of Insurance

Maine Bureau of Insurance

Maryland Insurance Administration

The Maryland Parity Project

Health Law Advocates

Massachusetts Division of Insurance

Michigan Department of Insurance and Financial Services

Minnesota Department of Commerce Insurance Division

Mississippi Insurance Department

Missouri Department of Insurance

Office of the Montana State Auditor, Commissioner of Securities and Insurance

Nebraska Department of Insurance

Nevada Department of Business and Industry- Division of Insurance

New Hampshire Insurance Department

New Jersey Department of Banking and Insurance

Office of Superintendent of Insurance, Managed Healthcare Bureau

Healthcare Bureau of the New York Office of the Attorney General

North Carolina Department of Insurance, Health Insurance Smart NC

North Dakota Insurance Department

Ohio Department of Insurance

Oklahoma Insurance Department

Oregon Insurance Division

Mental Health Association of Southeastern Pennsylvania

  • 1211 Chestnut Street # 1100, Philadelphia, PA 19107
  • anester[at]mhasp.org
  • 267-507-3340

Pennsylvania Insurance Department

RI Reach

South Carolina Department of Insurance

South Dakota Department of Labor and Regulation, Division of Insurance

Tennessee Department of Commerce and Insurance- Life and Health Unit

Mental Health America of Texas

Texas Department of Insurance

Utah Insurance Department

The Office of the Health Care Advocate

Vermont Department of Financial Regulation

Virginia Bureau of Insurance

Washington State Office of the Insurance Commissioner

West Virginia Offices of the Insurance Commissioner

State of Wisconsin Office of the Commissioner of Insurance