Presented by The Kennedy Forum Scattergood Foundation

Menu Close

Legislation Signed into Law

2019

Primary Focus: Access to Services
Title/Description: Commission on Behavioral Health Duties
Citation: Enrolled
Summary: This law amends the NRS 433.314 to require the Commission on Behavioral Health to employ indiviudals to assist each regional behavioral health policy board. The law also amends NRS 433.4295 to list the duties of the Commission on Behavioral Health.
Effective Date: 7/1/2019
Notes: Enacted through A 76

2018

Primary Focus: Mandated Benefit: Provider
Title/Description: Benefits for Treatment of Abuse of Alcohol or Drugs
Citation: Nev. Rev. Stat. Ann. § 689A.046
Summary: A health insurance policy that provides benefits for the treatment of abuse of alcohol or drugs must consist of:
(a) Treatment for withdrawal from the physiological effects of alcohol or drugs;
(b) Treatment for a patient admitted to a facility; and
(c) Counseling for a person, group or family who is not admitted to a facility.
These benefits must be paid in the same manner as benefits for any other illness covered by a similar policy.
Nev. Rev. Stat. Ann. § 689A.046 further discusses the types of facilities that may render these services.
Effective Date: Jan. 1, 2018
Note: Enacted through SB 262 (79th Legislature)

Primary Focus: Mandated Benefit: Provider
Title/Description: Benefits for Health Care: Expenses for Treatment of Abuse of Alcohol and Drugs
Citation: Nev. Rev. Stat. Ann. § 608.156
Summary: If an employer provides health benefits for his or her employees, the employer shall provide the following benefits for the expenses for the treatment of abuse of alcohol and drugs:
(a) Treatment for withdrawal from the physiological effects of alcohol or drugs;
(b) Treatment for a patient admitted to a facility; and
(c) Counseling for a person, group or family who is not admitted to a facility.
These benefits must be paid in the same manner as benefits for any other illness covered by a similar policy.
Nev. Rev. Stat. Ann. § 608.156 further discusses the types of facilities that may render these services.
Effective Date: Jan. 1, 2018
Note: Enacted through SB 262 (79th Legislature)

2015

AB 6
Introduced: 12/2014 (prefiled)
Sponsor: Committee on Commerce and Labor
Status: Signed into law 5/2015
Summary: Among other things, this bill changes the sections of the state insurance law about autism coverage by changing the annual maximum for applied behavior analysis from $36,000 to the actuarial equivalent of $72,000.

2013

AB 425
Introduced: 3/2013
Sponsor: Committee on Commerce and Labor
Status: Signed into law 6/2013
Summary: Among many other things, this bill changed the parity sections of the state insurance law so that many sections of the law were removed. Most of these removed sections were more restrictive than the Federal Parity Law, therefore they were no longer enforceable, such as:

2009

Primary Focus: Mandated Benefit: Provider
Title/Description: Compliance with Certain Laws Concerning Mental Health and Addiction
Citation: Nev. Rev. Stat. Ann. § 687B.404
Summary: An insurer or other organization providing health coverage shall comply with the provisions of the Paul Wellstone and Pete Domenici Mental Health Parity and Addiction Equity Act of 2008, and any federal regulations issued pursuant thereto.
Effective Date: Oct. 3, 2009
Note: Enacted by SB 426 (75th Session)

Primary Focus: Mandated Benefit: Provider
Title/Description: Coverage for Abuse of Alcohol or Drugs; Benefits
Citation: Nev. Rev. Stat. Ann. § 689C.167
Summary: Group policy for health insurance benefits for the treatment of abuse of alcohol or drugs must consist of:
(a) Treatment for withdrawal from the physiological effects of alcohol or drugs;
(b) Treatment for a patient admitted to a facility; and
(c) Counseling for a person, group or family who is not admitted to a facility.
These benefits must be paid in the same manner as benefits for any other illness covered by a similar policy.
Nev. Rev. Stat. Ann. § 689C.167 further discusses the types of facilities that may render these services.
Effective Date: Oct 3, 2009
Note: Enacted by SB 426 (75th Session)

AB 162
Introduced: 2/2009
Sponsor: Assmb. Ohrenschall, Buckley, Leslie, Woodbury, Conklin, Horsford, Schneider, Lee, Wiener, Townsend
Status: Signed into law 5/2009
Summary: This bill added the sections to the state insurance law about autism coverage, which are summarized at the bottom of this page under “Nevada Parity Law.”

Nevada Parity Law

There are multiple sections of the state insurance law that are relevant to parity:

The sections about coverage for mental health conditions and substance use disorders will be summarized in the “Behavioral Health” section below on this page and the sections about autism coverage will be summarized in the “Autism” section below on this page.

Behavioral Health

The sections (linked above) of the insurance law about parity for behavioral health coverage require individual plans and small employer fully-insured plans to cover the following mental health conditions:

  • Schizophrenia
  • Schizoaffective disorder
  • Bipolar disorder
  • Major depressive disorders
  • Panic disorder
  • Obsessive-compulsive disorder

Nothing specifies how plans must cover these conditions, just that they must cover these conditions.

The sections about substance use disorders require small employer fully-insured plans to cover substance use disorder services and requires insurers to offer individual plans that cover substance use disorder services, which individuals can accept or reject. This coverage included:

Autism

The sections of the state law about autism require large employer fully-insured plans, small employer fully-insured plans, and public employee plans to cover autism services. Individual plans must offer to cover these services, but individuals can choose to accept or reject this coverage. The coverage is for children through age 17 or through age 21, if they are enrolled in high school. When coverage is in place, plans must follow these requirements:

  • $36,000 annual maximum for applied behavior analysis
  • Financial requirements must be the same as those in place for other medical services
  • No annual limits for outpatient visits unless the child goes beyond the annual maximum
  • Defines autism treatment as habilitative or rehabilitative care, prescription care, psychiatric care, psychological care, behavior therapy, or therapeutic care (all of these are defined within the law)
  • Defines autism as autistic disorder, Asperger’s disorder, and pervasive developmental disorder not otherwise specified

Get Support

Nevada Insurance Division

Common Violations

In seeking care or services, be aware of the common ways parity rights can be violated.

Common Violations

Definition

Term Name


View in Glossary